Group Income Protection provides a regular replacement income, helping to ease financial concerns during a difficult time. Our advice is based on the knowledge we have of your business today and understanding your requirements for tomorrow and the future. It’s bespoke, so can be tailored specifically for your needs. There are many providers in this market; we only work with experienced insurers who specialise in the provision of group risk benefits to obtain the best value for you and your people.

Why do you need Group Income Protection (GIP)?

Group income protection is a benefit that can help employers manage sickness and the associated costs. Rehabilitation support can help your people get back to health and back to work – reducing the length of absence and the impact on your company.

The benefit is normally calculated based on an employee’s earnings with options available to meet your specific needs and budget and the needs of your people.

Benefits to the employer

  • Enhances your benefits package to attract and retain top talent
  • Demonstrates a genuine care for staff welfare
  • Reassures your people that their efforts in the workplace really count
  • Helps you support your people during long-term absence by providing a level of income and continuing to maintain pension contributions.
  • Manages the cost of absence through earlier intervention and helping your people back to work quickly
  • Can be used on its own or combined with other benefits for a more complete solution

Benefits to the employee

  • Provides peace of mind and reassurance for your people and their loved ones
  • Your people retain a level of income if they are unable to work because of long-term illness or injury, providing a level of financial security for themselves and their dependants
  • Those receiving this benefit continue uninterrupted employment by remaining on the payroll and continuing to be entitled to certain benefits such as company pension schemes

Quick Contact

Dan Cockram,
CERT CII (Health & Protection)

Employee Benefits Director

Email Dan

Quick Contact

Steve Hope

Employee Benefits Director

Email Steve

The best… very thorough… you will like the way they work.


Charles M



I have had a few claims for various things over the years; The [claims department] take away all the stress from claiming, they know their job and do everything for you. I have recommended many friends [to Partners&], and will continue to do so.


D. McGee

Private Client


When renewals are due, they comprehensively research the market place and provide a report with their comments and recommendations as to the various options, further when it comes to any claims against losses or incidents they are helpful and supportive in achieving settlement. We would have no hesitation in recommending them to any third party.


Edward Goodwin, Managing Director

Campmoss Property Ltd


The experts at [Partners&] understand our needs perfectly. Their staff know the ins and outs of our complex group and each year handle our renewal with efficiency including obtaining competing quotes to see if we are getting the most efficient cover.


E. Collins

Hallidays UK Properties Ltd


We first appointed [Partners&] in 2010 to benchmark our insurances against our multinational broker. The savings made were such that it was decided to move the company’s business across [to Partners&] that year. Since then, our relationship has grown, and we have been assisted in the settlement of a complex claim made against the company to the full satisfaction of the board of directors. We have been impressed with their personal service and we would have no hesitation in recommending them.


Daniel Taylor

Andrew Weir Shipping


The Partners&. journey has been amazing – the additional resource and expertise around Acturis puts us head and shoulders above the market. Over the last few months we have made great inroads – it’s great to be part of this exciting new journey.


Justin Kogel

Operational Director


We’re here to help you ask the right questions about group income protection, so that together, we can work on the best outcomes for you, your business and your people.

Group income protection helps ensure your people maintain a salary and overcome any hardship due to loss of income in the event they are unable to work. It enables you to bring in the skills to perform the role or service while your colleague is recuperating at a neutral cost to your business.

A valued feature on some group income protection policies is recovery and rehabilitation, which involves a professional assessment of the reasons for the illness or condition to help establish a reasonable recovery period and steps to put in place a phased return to work. It enables an employer to plan ahead and keep the business going.

Contact our team to discuss your needs.

We’d love to hear from you – give us a call or request a call back to discuss your business or personal insurance needs.