Understanding the risks electricians face and having a plan in place for when something goes wrong can be the difference between the success or failure of your business.
Why do electrical contractors need specialist insurance?
As an electrician, you face a wider variety of risks and issues on a daily basis – from faults and fires, equipment malfunctions and theft of your tools, to injured employees, unsatisfied clients and disruption in the supply chain resulting in a missed deadline. Without the right insurance in place, these issues could cost you time, money and possibly your reputation. You need the right advice to get you back on track as quickly as possible.
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What type of insurance do electrical contractors need?
Our electrical contractors scheme has been designed with electricians in mind. We’ve looked at the challenges you face, then designed a policy that addresses these eventualities.
A personal accident policy will help you cover your bills and outgoings until you are able to get back to work.
Without your tools, you cannot work. A robust policy will help you replace any loss with minimal down time.
Whether the dispute is your fault or not, if a client brings a claim against your business, having a professional insurance policy in place will defend and protect you.
Your employers’ liability policy covers the legal and compensation costs if an employee, or anyone else working for you, claims that they were injured or fell ill due to a work-related cause. It may also provide loss of earnings cover if you’re unable to work.
Our great team is at the end of the phone if ever you have any questions, and you can rest assured you’ll be protected.