We work with a broad range of performing arts and entertainment organisations, providing specialist insurance advice that really makes a difference. From recording studios to orchestras, venues and theatres, festivals and events, our entertainment team can help you protect your organisation with a smart, flexible, high-performance insurance programme.
Why do you need specialist entertainment insurance?
Performing arts & entertainment presents a very specific set of exposures – and your digital and online risks can be global. The definition of ‘property’ can vary widely – from digital assets and hired-in equipment to props, sets, wardrobe, merchandise on tour and sheet music. We understand the risks and pressures you face – and we speak your language.
We’ll support you with great insurance advice, helping you make good decisions. Our exclusive portfolio policies are designed to provide the most accurate cover, streamlining the “red tape” costs by placing many risks under a single contract. We work closely with trade associations to keep our fingers on the pulse, so that we can help you stay ahead of the game in managing risk as the sector evolves and changes.
With recent world events, protecting your business against unforeseen circumstances may feature highly in your business planning. We can help you protect income that depends on the event going ahead, or just cover specific costs such as venue hire, artist accommodation, travel and marketing with non-appearance and cancellation insurance. Even if it’s a free event with no ticket revenue at stake, cancellation insurance can cover incurred expenditure.
Who needs entertainment insurance?
Venues, theatres and independent cinemas
Artist managers and literary agents
Orchestras and ensembles
Dance schools and studios
Festivals and events
Opera, theatre and dance
Performing arts companies
I found the service very welcoming and helpful. Feeling very uncertain about our needs and requirements meant I was a little nervous about the whole process, but they were very patient and explained everything simply and slowly.
Working with [Partners&] brings a feeling of complete confidence. The decision to move our contract was made very simple, it was based purely on the sheer of joy of the professionalism of their service. Not to mention that we saved over £3000 in the process!
Having dealt with several insurers, I am pleasantly amazed by the speed and efficiency of their work!
These guys are the only insurance people I will tolerate speaking to these days, as they are actual humans (with both a brain and a heart!) and offer very good packages too – they answer calls and emails promptly and when I had an issue recently with my bank were very helpful to get it fixed.
We’re here to help you ask the right questions, so that together, we can work on the best outcomes for you, your business and your people.
Sometimes claims are not just about financial settlement, they’re about finding solutions fast. The definition of ‘property’ in arts and entertainment varies widely – from digital assets to hired-in equipment to props, set, wardrobe, merchandise on tour and sheet music. We’ll guide you on how much to insure for so that you avoid the trap of under-insurance, which could cost you dearly.
Talk to us about extending your cover for hired-in wardrobe and equipment.
Our specialist Entertainment team will work with you on both short-term fixes and long-term problem-solving. We know it’s sometimes not as straightforward as “replacement”.
Cancellation cover replaces lost revenue and reimburses expenditure incurred from an event which is necessarily and unavoidably postponed, abandoned, cancelled, curtailed or relocated in circumstances beyond your control.
Employment tribunals are expensive and on the increase, particularly since the abolition of tribunal fees. Employment practice liability insurance (EPL) can help with both the costs of defending an action and of compensation. It can help protect against:
- Wrongful/unfair dismissal
- Harassment & discrimination
- Negligent evaluation
- Whistle-blower retaliation
- Wrongful deprivation of career opportunity
- Breach of an oral or written employment contract
Legal fees, compensation awards or an unexpected tax enquiry can all undermine the financial stability of your organisation. If you receive an HMRC court summons, a client or supplier refuses to pay you or an employee sues you, you’ll want to protect your bottom-line. Legal expenses insurance cover can include:
- Your legal fees
- Compensation awards
- Tax disputes
- Contract disputes
- Employment Tribunals
- Other legal matters brought against your organisation