In this everything-by-yesterday world, even the most respectable company can find itself in dispute with a client over an error, a delay or alleged breach of contract.  

Why do you need professional indemnity insurance?

Professional indemnity insurance, sometimes known as errors and omissions insurance (E&O), is essential protection for anyone who provides advice or professional services to a client, such as architects, law firms, accountants,  

It provides compensation for losses you are legally liable for if you make a mistake or are negligent which causes the client loss or if your product or service is defective, inadequate or fails to perform.

Professional Indemnity can help protect your business against allegations such as:
  • Negligence or breach of duty of care

  • Negligent misstatement & defamation – unwitting or intended comments

  • Infringement of intellectual property rights including copyright, performance and broadcasting rights

  • Breach of contract

The team have been providing us with insurance services for nearly a decade…they are highly trained and knowledgeable in their field and helpful in providing support to our business completely attuned to our requirements.

Atom Ltd

“Thank you so very much for this [and] for providing such a professional service.”

Mandy S

May I just say what a pleasure it has been speaking to you and your team on the phone. They have been nothing short of polite and helpful and they also have a sense of humour!

Julie R

Private Client

FAQs

We’re here to help you ask the right questions, so that together, we can work on the best outcomes for you, your business and your people.

  • Indemnification and defence costs: legal expenses cover to defend your cause in a dispute, right through to the High Court, if necessary.
  • Rectification: The insurer may pay to rectify the problem to mitigate costs and avoid an expensive liability claim.
  • Outstanding fees: If a dissatisfied client threatens legal action and defaults on fee payment, the policy can cover outstanding fees.

We can help you review your contractual obligations to identify the extent of indemnities that your clients require. 

Contact our team to discuss your needs.

We’d love to hear from you – give us a call or request a call back to discuss your business or personal insurance needs.