It’s all too easy to underestimate the replacement cost of your belongings. Without the right advice, some policies simply won’t pay out. We take our role in advising you about your home contents very seriously. We’ll work with you to tailor your protection to your individual needs and whilst helping you manage your risk to keep premiums down.
Why do you need specialist insurance?
Many standard policies have restrictive conditions on alarms and safes – which may not suit your lifestyle. Your jewellery may be insured – but not as it lies on your dressing table after an evening out!
As well as providing extra cover with fewer small–print exclusions, specialist “high net worth” policies are often rated lower than standard home insurance because of the care owners take of their property. Our advisers and specialist insurers will help you calculate the value of your possessions with a discreet appraisal.
The more you can demonstrate your commitment to taking care of your assets through good security and risk management, the better proposition you are to an insurer. Our expert advisers will help you protect your home without compromising its aesthetic value – and if you do need to make a claim, we’ll make sure it’s quick and easy.
Our dedicated claims advisers are here to help and support you every step of the way. But some things of personal value simply can’t be replaced – we can also make sure you have the best chance of recovering stolen property.
Who needs home contents insurance?
Individuals with multiple homes
Individuals with investment property
Individuals with property overseas
[Partners&] have always been very efficient and a very supportive hand to hold during any problems or claims.
You are by far the very best claims handler I’ve ever experienced!
A brilliant negotiation on our behalf.
We’re here to help you ask the right questions, so that together, we can work out the best solution.
Talk to us about appraisals and our panel of recommended valuers.
We can advise on best-practice risk management measures to preserve the value of your property.
Our policies can provide worldwide cover.
Talk to us about Pairs & Sets Insurance.
We can advise on easy, practical measures to document your belongings.
Many specialist policies allow extra cover and a window of time to specify new valuables.