Ensuring you have the right insurance across your property portfolio can provide peace of mind on the security of your investments. We’ll ask the right questions so our advice can really make the difference when it comes to a claim.
Why do you need specialist insurance?
Investment and let properties face unique risks. We aim to provide our clients with the advice that will mitigate the risks and protect their investment. Investment property and let property insurance policies generally carry exclusions if the property is empty for more than 30 days at a time, or won’t cover for malicious damage. This can cause problems if your property is rented out intermittently.
Unoccupied properties can be more vulnerable than a primary residence and may be exposed to risks such as burst pipes, malicious damage or theft. It may be at risk of damage from a tenant who is negligent or causes intentional vandalism.
Often it makes sense to streamline your insurance programme, pulling everything together into a single portfolio to present a better overall risk to the insurer. Our team can work with you to design a comprehensive buildings and contents insurance plan with one renewal data and one set of paperwork.
Who is this cover for?
Individuals with multiple homes
Your colleagues were amazing in helping me after hours. They were professional and very quick in dealing with me.
May I just say what a pleasure it has been speaking to you and your team on the phone. They have been nothing short of polite and helpful and they also have a sense of humour!
I have used [Partners&] over many years for my family’s various car insurance requirements. We have always found their staff to be knowledgeable, efficient, prompt and helpful. In addition, they have always produced highly competitive quotes for our different needs. It is testament to the company and its staff that we are still with them after so many years. I would highly recommend them.
We’re here to help you ask the right questions, so that together, we can work out the best solution.
We can advise on best-practice risk management measures to preserve the value of your property.
The risk in the investment and let property market differ depending on the quantity and location of your property portfolio. It’s important to work with an adviser who understands your aims and the market as they change over time.
Claims never come at the right time, and our dedicated claims advisers are here to support you through the entire process.