What is fleet insurance?

<span class="NormalTextRun SCXW165834969 BCX0" data-ccp-parastyle="SourceStyle" data-ccp-parastyle-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|109","ClassId":1073872969,"Properties":[469775450,"SourceStyle",201340122,"2",134234082,"true",134233614,"true",469778129,"SourceStyle",335572020,"1",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle Char"]}" data-ccp-parastyle-linked-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|110","ClassId":1073872969,"Properties":[469775450,"SourceStyle Char",201340122,"1",134233614,"true",469778129,"SourceStyleChar",335572020,"1",134231262,"true",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle"]}">Commercial fleet insurance provide s cover for all vehicles owned or leased by your business under one policy.

How many vehicles do I need for commercial fleet insurance?

<span class="NormalTextRun SCXW232535949 BCX0" data-ccp-parastyle="SourceStyle" data-ccp-parastyle-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|109","ClassId":1073872969,"Properties":[469775450,"SourceStyle",201340122,"2",134234082,"true",134233614,"true",469778129,"SourceStyle",335572020,"1",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle Char"]}" data-ccp-parastyle-linked-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|110","ClassId":1073872969,"Properties":[469775450,"SourceStyle Char",201340122,"1",134233614,"true",469778129,"SourceStyleChar",335572020,"1",134231262,"true",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle"]}">The number of vehicles required for a fleet insurance policy will vary between insurance providers. The minimum can be as low as two.

Can a fleet insurance policy have a mix of vehicle types?

<span class="NormalTextRun SCXW176325218 BCX0" data-ccp-parastyle="SourceStyle" data-ccp-parastyle-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|109","ClassId":1073872969,"Properties":[469775450,"SourceStyle",201340122,"2",134234082,"true",134233614,"true",469778129,"SourceStyle",335572020,"1",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle Char"]}" data-ccp-parastyle-linked-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|110","ClassId":1073872969,"Properties":[469775450,"SourceStyle Char",201340122,"1",134233614,"true",469778129,"SourceStyleChar",335572020,"1",134231262,"true",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle"]}">You can cover all of your company vehicles on one fleet policy. This can include cars, vans and HGVs.

Does fleet insurance only cover vehicles owned by us?

<span class="NormalTextRun SCXW15431091 BCX0" data-ccp-parastyle="SourceStyle" data-ccp-parastyle-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|109","ClassId":1073872969,"Properties":[469775450,"SourceStyle",201340122,"2",134234082,"true",134233614,"true",469778129,"SourceStyle",335572020,"1",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle Char"]}" data-ccp-parastyle-linked-defn="{"ObjectId":"5f35a490-1d53-4cf1-90ed-966dcfbf7884|110","ClassId":1073872969,"Properties":[469775450,"SourceStyle Char",201340122,"1",134233614,"true",469778129,"SourceStyleChar",335572020,"1",134231262,"true",469777841,"Arial",469777842,"Times New Roman",469777843,"Calibri",469777844,"Arial",469769226,"Arial,Times New Roman,Calibri",268442635,"22",469777929,"SourceStyle"]}">A fleet policy can cover vehicles that are owned by your company, leased, or a mix of both.

Commercial fleet insurance

Expertise
Insights
Resources & FAQs

Connect to a specialist

When it comes to insurance for your commercial fleet, having a strategy is crucial for the smooth running of your business. Whether your fleet consists of five or five hundred vehicles, you’re a haulage operator or a business with company cars, having the right fleet insurance place is crucial to keeping your business on the move.

Who we support

SME’s

Corporate businesses

Why us?

Our clients are telling us

Commercial fleet insurance – our new series on managing the risks of distracted driving
Commercial fleet risk management – understanding the laws on distracted driving
Fleet management: Creating a distracted driving policy – a guide for employers and fleet managers

We're specialists...

Through our collective experience, we’ve observed many of the best and worst practices in the insurance advisory market. We’re here to challenge the status quo and aim to establish a new level of service. We’re combining the best traditions of technical advice and client centricity, with modern thinking and smart use of systems and technology to enhance the client experience and create a dynamic workplace for our team.

Challenges in your industry

Fleet insurance claims can be complex – and have a significant impact on renewal terms. Having an experienced commercial fleet insurance adviser standing shoulder to shoulder with you through the process can make all the difference.

How we support

Make sure your drivers and the vehicles owned by your business are safe through proactive measures such as reviewing claims and accident trends, driver safety, fleet maintenance and compliance & regulations.

Your business performs

If your business operates with five or more vehicles, it’s time to consider fleet insurance. In fact, some insurance providers will consider a fleet of just 2 vehicles.

Our Ecosystem

Young manager listening to his colleague explanations

Why do you need specialist fleet insurance?

Whether you run a business with a fleet of company cars, a haulage business or a plumbing/heating firm with a fleet of vans, we can help with tailored insurance solutions that are right for you.

We’ll get to know you and your business and what you need to keep you on the move. We’ll work with you to create a commercial fleet insurance policy that meets the needs of your business.

Fleet management is not just about the insurance. We’ll also help you create a robust fleet risk management plan to build resilience against the challenges you face.

Obtaining a new commercial fleet insurance quotation can be challenging without proven fleet claims experience. We can help you put together a solid fleet presentation to secure cover that suits your needs.