Contractors face a unique set of risks that require bespoke advice, not an off the shelf solution. Our dedicated team has the knowledge and experience to provide the support you need to ensure your business is protected.
Who we support
Carpenters & woodworkers
Alarm installers
Scaffolders
Electrical contractors
Plumbers
Air conditioning contractors
Building contractors
Roofers
We're specialists...
Through our collective experience, we’ve observed many of the best and worst practices in the insurance advisory market. We’re here to challenge the status quo and aim to establish a new level of service. We’re combining the best traditions of technical advice and client centricity, with modern thinking and smart use of systems and technology to enhance the client experience and create a dynamic workplace for our team.
Why do you need specialist contractors insurance?
As a contractor, be it self-employed or running your own contracting business, you are faced with many risks and challenges on a daily basis. Unfortunately, accidents or mistakes do happen so it’s essential you and your business is resilient enough to be able to bounce back quickly to deliver the same level of service and professionalism to your clients.
Usual types of cover for the contractors industry
Trying to find an insurance policy that covers your specific business and specialist area can be time consuming, and ensuring you have the right cover in place a challenge. Because we have worked with contacting businesses across the UK, we understand the types of risks you face, and can design a specific contractors insurance programme that meets your specific requirements.
Public and Products Liability covers you for any claim made against you by a member of the public claiming they have been injured, or became ill while on your premises or due to one of your products.
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible.
Situations that could stop you trading cause loss of profit following theft, fire and flood.
In the event that you may have made a mistake in your work or provided a service that didn’t meet the expected standards.