Contractors insurance

connect to a specialist

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Contractors face a unique set of risks that require bespoke advice, not an off the shelf solution. Our dedicated team has the knowledge and experience to provide the support you need to ensure your business is protected.
contractor using a circular saw

Why do you need specialist contractors insurance?

As a contractor, be it self-employed or running your own contracting business, you are faced with many risks and challenges on a daily basis. Unfortunately, accidents or mistakes do happen so it’s essential you and your business is resilient enough to be able to bounce back quickly to deliver the same level of service and professionalism to your clients.

Who we support within the contractors industry


Alarm installers


Electrical contractors


Air conditioning contractors

Building contractors


Carpenters & Woodworkers

Usual types of cover for the contractors industry

Trying to find an insurance policy that covers your specific business and specialist area can be time consuming, and ensuring you have the right cover in place a challenge. Because we have worked with contacting businesses across the UK, we understand the types of risks you face, and can design a specific contractors insurance programme that meets your specific requirements.

Public and Products Liability covers you for any claim made against you by a member of the public claiming they have been injured, or became ill while on your premises or due to one of your products.

Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible.

Situations that could stop you trading cause loss of profit following theft, fire and flood.

In the event that you may have made a mistake in your work or provided a service that didn’t meet the expected standards.

contractor marking a piece of wood using a pencil and ruler

Meet the contractors team

Jonathan Miller

UK Sales Director
Jon Miller Headshot

Jonathan Miller

UK Sales Director
Since starting his career with Alexander Forbes as a graduate trainee, Jonathan has built a leading reputation and specialist knowledge in the food and drink and M&A sectors, most recently at JLT and Marsh. Jonathan is also very active in a number of charities and is a committee member of Kids Out, a Director of Birmingham Food Council and has recently co-founded BFPS Black Leaders Network.