Why do you need specialist contractors insurance?
As a contractor, be it self-employed or running your own contracting business, you are faced with many risks and challenges on a daily basis. Unfortunately, accidents or mistakes do happen so it’s essential you and your business is resilient enough to be able to bounce back quickly to deliver the same level of service and professionalism to your clients.
Who we support
Air conditioning contractors
Carpenters & Woodworkers
Usual types of cover
Trying to find an insurance policy that covers your specific business and specialist area can be time consuming, and ensuring you have the right cover in place a challenge. Because we have worked with contacting businesses across the UK, we understand the types of risks you face, and can design a specific contractors insurance programme that meets your specific requirements.
Public and Products Liability covers you for any claim made against you by a member of the public claiming they have been injured, or became ill while on your premises or due to one of your products.
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible.
Situations that could stop you trading cause loss of profit following theft, fire and flood.
In the event that you may have made a mistake in your work or provided a service that didn’t meet the expected standards.