Employers’ liability insurance helps protect you and your business if you have one employee or one hundred employees.
Who we support
SME businesses
Corporate businesses
Our clients are telling us
We're specialists...
Through our collective experience, we’ve observed many of the best and worst practices in the insurance advisory market. We’re here to challenge the status quo and aim to establish a new level of service. We’re combining the best traditions of technical advice and client centricity, with modern thinking and smart use of systems and technology to enhance the client experience and create a dynamic workplace for our team.
Challenges in your industry
As your business starts to grow the natural progression is to hire employees, but this comes with added risk. Employers’ liability covers compensation costs and legal fees for claims made in respect of injury, illness or harm caused to your employees whilst working for your business where it is alleged the business or an individual at the business has been negligent.
How we support
Partners& has been designed from the ground up to be the best advisory business in the UK to confront these issues head-on. We’ve brought together the best risk protection advisers in the insurance industry, and together with an extensive ecosystem of specialist partners, we go further to understand your business, diagnose your risks, and stand shoulder-to-shoulder with you across all areas of threat when it really matters.
Your business performs
We have developed our ability to support our clients across a wide spectrum of challenges and risks to a business’s operation. Whether it be through our own in-house capabilities or via our ecosystem partners, whatever challenge you are facing, you can be sure that we are well placed to support your business, as it progresses towards its objectives.
Why do you need employers' liability insurance?
Employers’ liability is a must have insurance. It is a legal requirement to hold employers’ liability cover for any business with employees who are paid, voluntary or temporary. When employing staff, you have a legal obligation to ensure their health and safety is cared for. As employers you put many processes in place to ensure this happens but, despite trying to prevent accidents from happening, they can occur, with your business being held liable for the incident.
Employers’ liability often comes combined with public liability to ensure that there are no gaps in cover. Additionally, having the right level of cover can help you when agreeing contract terms with suppliers and customers. Therefore, it is imperative you take the right advice to ensure that you can sleep soundly, knowing that your business is fully protected.
We recommend talking to one of our experienced advisors who will take time to understand your business and find the right cover for you.