Venues, Theatres & Independent Cinema Insurance

venues theatres and independent cinemas 2

Your theatre or music venue insurance requirements are as unique as the performances that take place in them. Your cover should be built around the risks and challenges your particular venue faces, providing you with the resilience to bounce back and perform as you planned. A resilience-driven theatre and music venue insurance programme could include event insurance, specialist theatre insurance for heritage or listed buildings or stately homes, cover for new risks in multimedia performance and streaming technology, and public liability for audiences and performers in a post-Covid world.   The Partners& team has decades of experience in performing arts venue insurance and we can support you with specialist advice – working together to build resilience in your business.

Safety for audiences

Public liability insurance), staff (including liability covers for volunteers/freelancers) and artists.

Digital and cyber risks

Multimedia performance and streaming technology. Data and copyright breaches.

seating in a small independent theatre

Why do you need specialist venue insurance?

Running a theatre, performing arts venue or independent cinema involves unusual working practices, so it’s important to work with a specialist insurance adviser who understands the way you work, as it will determine the type and level of cover you need.  

Perhaps your venue is unusual or listed; you may need cover for specialist equipment – audio-visual gear, sets, props and costumes; you’re vulnerable to cyber-attacks – hacks and hardware corruption, including breach of box office and donor data. Does your programmer need travel insurance for seeing new shows? How are you sharing the liability in contracts with, say, a visiting production company? 

Our Arts Portfolio policy is designed specifically for arts organisations and independent cinemas, covering many of your venue’s risks under a single ‘umbrella’ policy to prevent gaps and unnecessary duplications between policies – so you have the cover you need, but you won’t pay for insurance you don’t.  

Arts Portfolio is exclusive to Partners& and designed by us. As specialist advisers, we understand the risks and pressures you face – we speak your language and can support you in your decision making.  

Our advice-led approach means taking a holistic view of risk, to include your people risk, cyber risk and stakeholder risk. We’ll collaborate with you to shine a light on vulnerabilities and help you benchmark with your peers.  

Our in-house claims team provides complimentary loss adjusting services on larger property claims, and will be there for you every step of the way if you need to make a claim.  

We can also support you with useful connections around your venue insurance requirements – from health and safety and cyber incident management to employee engagement to take care of your people.  

Our Ecosystem

Who we support

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Venues

multi-artform and conference facilities

Theatres

including listed buildings

Independent cinemas

including film festivals

Usual types of cover

Theatre “employees” may include freelancers and volunteers; “business hours” are not 9-5; “public liability” means audiences. This means your venue insurance requirements are different from other organisations and our specialist theatre insurance cover is designed to reflect this.  

cover for unusual heritage and listed buildings, computers, instruments, hired-in equipment, AV equipment, merchandise

for audiences, food/drink and merchandise

for staff, volunteers and freelancers

protecting income streams during physical and technological disruptions (fire, flood, power and telecommunications failure, prevention of access)

cash box office receipts, fees, subsistence expenses

for employment and contract disputes, health & safety issues

financial protection against allegations of negligence or breach of duty

DJ equipment set up on stage ready for a performance

Meet the team

Darren Harger

Client Director

Darren Harger

Client Director