Retail & Wholesale Business Insurance

Retail and wholesale
Retailers and wholesalers come in all shapes and sizes, offering a wealth of goods and services. Whether your business is on the high street or online, we’ll work with you to ensure you’ve got the right insurance programme to protect you, your business and your people.
retail and wholesale stock

Why do you need insurance for your retail & wholesale business?

We don’t take a one-size-fits-all approach. We undertake a comprehensive review of your business to fully understand your operating processes and the risks you face. With that information, we create a bespoke insurance programme that includes preventative measures to minimise risk.

We’ll talk you through business interruption exposures where your priority, if you suffer a major loss, is to get your business back up and running. We’ll assist in calculating your annual gross profit and explore options to increase your indemnity period, depending on the circumstances. We also appreciate how important it is to maintain excellent customer relationships and protect your brand reputation, which is why we offer media management coverage too.

As part of our retail & wholesale business insurance service, we’ll look at the option of insuring your stock on a throughput basis, where cover is in place from ‘warehouse point of origin’ to ‘final destination’, ensuring there are no grey areas as to where a claim occurred.

Who we support within the retail & wholesale industry


Large wholesale chains

Product manufacturers

Product distributors

Meet the team

Paul Kingsbeer

Client Director
Paul Kingsbeer

Paul Kingsbeer

Client Director