Overseas homes can be exposed to a wide range of risks – from fires or extreme weather to being unoccupied. If you think insurance contracts are a tough read, try reading them in another language! Insuring your overseas holiday home or permanent residence with Partners& ensures you enjoy our specialist advice and personal service.

Why do you need overseas property insurance?

If you’re investing in property overseas or have permanent residences outside the UK, it’s important to get expert advice on the best way to structure your insurance portfolio. Often it makes sense to streamline the overseas property insurance, pulling everything together on a single portfolio to present a better overall risk to the insurer.

We have long standing relationships with a panel of insurers who cater for clients with multiple overseas properties and holiday homes. It’s important to work with an insurer with global capability so that they can be on hand when you need to make a claim. All our policies are written on a UK wording, which avoids language barriers or issues with unexpected local exclusions.

We can look after homes anywhere in the world, including property let for holidays – either linked to a UK residence policy or under a standalone policy. Our seamless approach allows you to insure homes, holiday homes, cars and boats on a single policy – with one renewal date and one set of paperwork.

Who is this cover for?
  • Property investors who let overseas property

  • Individuals with overseas holiday homes

Quick Contact

Nick Luxton

Partner, Private Client Business Development

Email Nick

“We regard the Private Client team at Partners& as insurance experts, who pride themselves on understanding and doing what is best for their clients. We are delighted to be a trusted partner of Partners& and to support them in making a difference for their clients.”


Kate Wells

Managing Director, Azur Private Clients


They are an extremely professional company, with much knowledge. They are very easy to get quotes from and always get back promptly with a price. Whether it is insurance for your own house or a rented property they are always friendly, helpful & very efficient. They make getting your household, property & car insurance sorted out a very simple process. I cannot rate them highly enough… they give a personalised customer service.


Ms Selman

Private Client


We’re so glad we’ve gone with [Partners&] for our insurance. The customer service has been really prompt and professional.


D Oliver



Great advice, concise proposals and a good price.


Andrew P



“We have dealt with the Private Client team at Partners&, for over 20 years and enjoy an excellent relationship. The team are extremely experienced, professional and experts in seeking the best solution to fit with their clients’ needs. They consistently deliver an exceptional service, with a relentless customer focus and a refreshing advice led approach.”


Simon Mobey

Head of Private Clients, AXA XL Private Clients


“Hiscox are proud to work with Partners& as a key insurance advisory partner. Their advice driven, client centric approach sets them apart, and we enjoy a relationship built on experience and shared values.”


Ross Dingwall

Distribution Director, Hiscox Private Clients


We’re here to help you ask the right questions, so that together, we can work out the best solution.

We can design your policy to suit your needs.

It’s important to keep us posted so we can manage Unoccupied Property insurance for you.

We have a wealth of advice and connections for you – depending on your situation.

Ask us the best way to handle this.

We can help you through that claim, standing shoulder to shoulder with you.

Contact our team to discuss your needs.

We’d love to hear from you. Get in touch to discuss your personal insurance needs.