Food & Drink Insurance
Supply chains
From ethical sourcing & sustainability concerns to commodity price fluctuations & forex risk to the increasingly complicated matter of moving your goods: dependencies and pinch-points in the supply chain have never been so exposed.
Labour market
Increased competition for a diminished labour pool coupled with an employee base with – rightly – higher expectations as to their treatment means the development of your unique employer proposition should be getting increased strategic focus.
Debt in the System
With elevated levels of debt in the supply chain a strategic approach to credit risk management enables access to lending/finance; means your suppliers can get terms on your credit; as well as helping to shape where you should best pursue opportunity.
Food & Drink resources
Is your food business insurance ready for Natasha’s Law?
Why do you need a food & beverage insurance specialist?
The UK Food & Drink sector in the 2020s is a challenging place. As you consider the risks that face you, how many do your insurance contracts help you with?
We believe that a next-generation risk advisory business needs a much wider range of solutions, coupled with innate knowledge of the drivers behind your industry.
Overlaying this with deep understanding of your operation enables us to build resilience by:
- Challenging thinking and assumptions, bringing fresh insight to the table;
- Supporting you and the business across its life-cycle: selective application of innovative diagnostic and risk control solutions from the Ecosystem we build around you
- Enabling you to perform with minimal distraction: we can even release opportunity, helping you achieve your objectives
Who we support within the food & drink industry
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Key risks & covers for the Food & Drink sector
We believe the arrangement & placement of the general insurance programme to be the most basic element of what we do, but nevertheless a key cornerstone of any risk programme.
In addition to the standard covers, we normally find the most questions around the following specialist areas:
What are the true costs of a recall event if my product is contaminated or unsafe?
Why do I need insurance for my product beyond the standard contracts with my haulier?
I know we’ve invested in IT infrastructure & automation, but how attractive a target are food & drink businesses really to cyber criminals?
Do I really understand the impact to my business of the death or critical illness of a key person or shareholder?
How can I influence my credit terms with my suppliers, and how can I manage the credit risk in my customer book?
How can I improve our appeal to employees to help with staff attraction and retention?
Meet the food & drink team
Gary Clifton
Client Partner,
Food & Drink Practice Lead
Jonathan Miller
UK Sales Director
Helen Rudd
Senior Account Handler
Tamzin Ferguson
Regional Growth Director
Abigail Hale
Client Executive – South East
Gary Clifton
Client Partner,
Food & Drink Practice Lead
Jonathan Miller
UK Sales Director