Health and safety regulations
Ensuring your business is competent and compliant with Health and Safety Legislation
Risks to the public
Scaffolding is regarded as a high risk trade and public liability cover ensures you have indemnity over negligent acts which can cause third party bodily injury or property damage
Type of work
Premiums can be mitigated by detailing the type of work undertaken, i.e. premiums for low level domestic risks may be reduced compared with scaffolding required for large or high risk commercial premises.
Why do you need specialist scaffolding insurance?
There are many risk factors involved when working in the scaffolding industry working at heights is usually one of the daily risks.
Before starting any job, you would check you had all the right equipment for the work you need to do. Likewise your insurance policy should be fully equipped to match your needs.
With our dedicated team, you’ll enjoy personal service and bespoke advice looking at the wider risks in your business to help prevent problems from escalating. However, if it came to the point where you have a claim, you can be assured we’ll stand shoulder to shoulder with you to achieve the best possible outcome for you.
Usual types of cover for the scaffolding industry
Working with our team you will be able to set up a policy which not only suits your personal preferences, but have the opportunity to choose from a variety of key covers including:
Public and products liability insurance covers you for any claim made against you by a member of the public claiming they have been injured, or became ill while on your premises or due to one of your products.
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible.
situations that could stop you trading cause loss of profit following theft, fire and flood.
Without your tools, you can’t work, so ensuring you have tool insurance will help keep you protected