Today, anyone responsible for running a gym or health club needs to be fully aware of the challenges facing them. Demanding statutory obligations, as well as the possibility of claims and allegations of negligence in this highly litigious society, mean it’s imperative that operators remain legally compliant and implement suitable and sufficient risk control measures.
Who we support
Gyms
Health clubs
Leisure centres
Why do you need specialist gym & health club insurance?
Getting the right advice can make all the difference with insurance – so it’s important to work with a specialist who has insight into your sector, the commercial landscape and the risks you face. Our sports and leisure team (formerly Independents Insurance) advises over 800 gyms, health clubs and fitness providers across the UK – from full-facility health clubs with sun-beds, beauty treatments, and creches to smaller gyms with a more straightforward fitness offering. We also insure personal training studios, leisure centres and other sports clubs. Our market leading insight and support can help you protect your business with smart, flexible insurance.
Risk management for gym & health clubs
Risk management is so important right now. Following a series of natural disasters and climate-change linked major losses, amongst other factors, insurers are increasing rates to remain profitable – a “hard market” is coming. The best way you can control your premiums is to keep a “clean sheet” on claims; and managing your risk is key to this. We can help you navigate a path through the hard market. Contact our team to arrange a complimentary review of your insurance arrangements, without any obligation.
Top 10 tips for gym owners
(both to your business and to the people within it), evaluate them and put measures in place to address the main threats.
This includes training, equipment inspection, cleaning, daily checks etc.
Offer induction training to all members and if they do not accept, make sure they sign a waiver.
This should include daily visual inspection, period servicing of equipment and statutory inspection of plant (if applicable).
It doesn’t have to be sophisticated but will be invaluable in the event of a claim.
If you have any more specialist activities such as boot camps, swimming pools, children’s classes etc. these warrant their own risk assessment.
Particularly important if you are changing the way you operate or introducing new activities.
For health and safety and HR matters a specialist consultant can make a significant difference to getting it right.
When falsified claims arise and there are no independent witnesses, CCTV can be the difference between a successful defence and being forced to settle.
Risk management should be practical and appropriate to your activities
