Riding School Insurance & Equestrian Yard
Riding School Act
Under its registration you must have Public Liability Insurance (Riding Establishment Act 1964). Although not compulsory, public liability Insurance is recommended for anybody running a livery yard.
Care of employees
If you have employees, unpaid volunteers or students on placement working at your premises then you should have employers’ liability insurance, which will enable you to meet the cost of damages and legal fees for employees who are injured or made ill at work through the fault of the employer
Care, Custody and Control
If you are providing part, full or working livery, you should seriously consider extending your cover to protect you from liability in the event that equipment operated but not owned by you is damaged.
Why do you need specialist equestrian insurance?
Any riding school or equestrian yard provides a unique experience for those who have a passion for horses, whether new or experienced riders. Whatever the level comes varied risks, and creating a safe environment for staff and clients is key.
Even with the best intentions and procedures in place accidents do happen and it is essential your riding school or equestrian yard has the correct insurance in place to protect your business.
As our commitment to you, we ensure we are fully aware of the legal requirements your riding school, livery yards and trekking centres, competition yards, dressage yards and all other associated activities need.
Who we support
Riding Schools and Stables
Usual types of cover
Working with our team you will be able to set up a policy which not only suits your personal preferences, but have the opportunity to choose from a variety of key covers including:
All stock, tools, and equipment used by the business can be covered for fire, storm damage, malicious damage and theft, or accidental damage.
situations that could stop you trading cause loss of profit following theft, fire and flood.
Public and Products Liability covers you for any claim made against you by a member of the public claiming they have been injured, or became ill while on your premises or due to one of your products.
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible.