Our automotive team has more than 50 years’ combined experience and a keen passion for the automotive sector – admiring the classics and enthused about how technology is shaping the future (both on track and off).

We assist all businesses involved with vehicles, including passenger cars, vans, HGV’s or motorcycles. So, whether you are researching & developing the latest vehicle technology, manufacturing vehicles or components, selling vehicles (new or used), servicing & maintaining vehicles, repairing vehicles or providing other services involving vehicles, we can design a motor trade insurance and risk management programme tailored to your specific needs to help you protect your business.

Why do you need specialist automotive insurance?

The Automotive sector is evolving at a rapid rate, what with Covid-19, Brexit, changing buying/vehicle ownership behaviours and emerging technology shaping its future.

All of these present unique challenges to the automotive sector – whether it is:

  • providing distance selling services to promote online sales
  • creating your own vehicle subscription service/mobility scheme for customers seeking a flexible alternative to traditional vehicle ownership
  • upskilling/re-skilling your technicians to service and maintain electric vehicles safely
  • ‘stockpiling’ (or manufacturing more) parts, thereby reducing delivery waiting times after Brexit, to repair vehicles more quickly without delays

We recognise these issues are all in addition to the general day-to-day challenges faced in running your business.

Being active members of the SMMT, RMI and being IMI accredited, we can better understand and advise our clients because we’re truly immersed within the sector. This provides peace of mind in the knowledge that your insurance and risk management programme will be tailored to your bespoke business needs, covering traditional risk exposures (like fire, storm, theft, etc.) and the emerging threats brought about by the changing landscape and  advancing technology.

Who is this cover for:
  • Franchised dealer groups

  • Independent dealers (new and/or used)

  • MOT stations

  • Mechanical repair and service centers

  • Accident repairer centers

  • SMART repairers

  • Electric vehicle specialists (i.e. sales, service, repair, retro-converters)

  • Classic vehicle sales and restoration centres

  • Motorsport preparation centres

Quick Contact

Leon Bosch

Client Partner - Head of Automotive

Email Leon

Quick Contact

Neil Follett

Automotive Partner

Email Neil
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The team have been providing us with insurance services for nearly a decade…they are highly trained and knowledgeable in their field and helpful in providing support to our business completely attuned to our requirements.

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Atom Ltd

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We first appointed [Partners&] in 2010 to benchmark our insurances against our multinational broker. The savings made were such that it was decided to move the company’s business across [to Partners&] that year. Since then, our relationship has grown, and we have been assisted in the settlement of a complex claim made against the company to the full satisfaction of the board of directors. We have been impressed with their personal service and we would have no hesitation in recommending them.

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Daniel Taylor

Andrew Weir Shipping

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The Hallidays Group is a diverse group of companies in Engineering, Property rentals, Holiday Lets, Property Development, Cabinet making and Antiques… The experts at [Partners&] understand our needs perfectly. Their staff know the ins and outs of our complex group and each year handle our renewal with efficiency including obtaining competing quotes to see if we are getting the most efficient cover.

 

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E. Collins

Hallidays UK Properties Ltd

What type of cover might you need?

Although no two businesses are alike, there are some common areas that all businesses should look to cover when designing their motor trade insurance and risk management programme, including:

To cover your own vehicles used to run the business and customers’ vehicles in your custody, care and control in connection with the business

To protect your people through a tailored Employee Benefits programme, and cover any disruption to your business should anything happen to the key individuals your business depends on.

To cover losses to your business from fire, theft, storm, etc. of any of your company assets – including plant, machinery, tools, diagnostic equipment, electronic business machines, contents, etc.

It also covers your business against the financial impact a disruption to your business, following one of these material damage losses

To cover your business against losses arising from theft of funds, theft of data, damage to digital assets, system business interruption, network security & privacy liability, regulatory fines and media liability brought about by extortion, electronic compromise and/or social engineering

To cover your business for any claims brought about by an employee or customer for whom you are responsible. Whether it be for any slips, trips and falls at the premises, defective workmanship to customer vehicles, merchantable quality disputes, etc.

To assist you in putting a plan in place to mitigate your risk exposure from the outset as well as assisting your busines in complying with LOLER, PUWER, Health & Safety at Work act and other regulations and guidelines you need to comply with

Contact our team to discuss your needs.

We’d love to hear from you – give us a call or request a call back to discuss your business or personal insurance needs.