Our automotive business team has more than 50 years’ combined experience and a keen passion for the automotive sector. They design a motor trade, commercial insurance and risk management programmes tailored to your specific needs to help you protect your business.
Who we support
Automotive aftermarket
Dealers (new & used sales)
Research & development centre’s
Motorsport
Manufacturers
We're specialists in the automotive industry...
Through our collective experience, we’ve observed many of the best and worst practices in the insurance advisory market. We’re here to challenge the status quo and aim to establish a new level of service. We’re combining the best traditions of technical advice and client centricity, with modern thinking and smart use of systems and technology to enhance the client experience and create a dynamic workplace for our team.
Challenge in your industry
The automotive sector is evolving at a rapid rate, what with Covid-19, Brexit, changing buying/vehicle ownership behaviours and emerging technology shaping its future.
How we support
Our network of ecosystem partners enables us to provide a wider range of support for your business. One of these is Opus Safety, a health & safety consultancy that will work shoulder to shoulder with you to provide health and safety solutions that fit your business
Your business performs
Our automotive team focus on supporting businesses within the Automotive sector – whether researching, developing, manufacturing, selling, repairing, maintaining, racing vehicles or supporting the sector in other ways.
Why do you need specialist automotive insurance?
The automotive sector is facing many unique challenges –
Some of the challenges faced could be
- providing distance-selling services to promote online sales
- creating your own vehicle subscription service/mobility scheme for customers seeking a flexible alternative to traditional vehicle ownership
- upskilling/re-skilling your technicians to service and maintain electric vehicles safely
- upgrading your tools, plant & machinery to provide your technicians with an environment to service and maintain electric vehicles safely ‘stockpiling’ (or manufacturing more) parts, thereby reducing delivery waiting times after Brexit, to repair vehicles more quickly without delays
We recognise these issues are all in addition to the general day-to-day challenges faced in running your business
Who we support within the automotive industry
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NextOur Ecosystem
Previous NextUsual types of cover for the automotive industry
As no two businesses are the same, we’ll work with you to design a tailored insurance and risk protection programme. We invest the time to understand your operation and your ambitions for the business which assists us in filling any risk gaps that others may not identify.
A primary policy covering your business’ fixtures, fittings, plant & machinery, stock, business interruption, liability (both public and employer’s) and vehicles (own & customers) whilst at the property or whilst driven on the roads, in connection with the business.
To cover losses to your business from fire, theft, storm, etc. of any of your company assets – including plant, machinery, tools, diagnostic equipment, electronic business machines, contents, etc.
It also covers your business against the financial impact a disruption to your business, following one of these material damage losses.
A policy that provides you with the necessary statutory LOLER & PUWER inspections of all your plant & machinery, so that you remain complaint with the HSE’s requirements. The option to insure against ‘sudden unforeseen damage’ should any of the plant & machinery fail.
Cyber-attacks occur in many different forms, from data breaches to human error. They cause major disruption to your life and your business, including operational downtime, financial loss, reputational damage, regulatory investigations and legal action.
Directors and officers are bound by complex legislation in the UK and allegations of wrongful acts from interested parties like shareholders, investors and regulators are on the rise.
Taking out directors’ and officers’ liability insurance means you can help mitigate the risks faced by you or your senior employees. The policy can provide legal advice, and cover defence costs as well as any compensation costs that arise from an unsuccessful defence.
