Automotive Insurance

connect to a specialist

Cars for sale stock lot

Our automotive business team has more than 50 years’ combined experience and a keen passion for the automotive sector. They design a motor trade, commercial insurance and risk management programmes tailored to your specific needs to help you protect your business.


Our automotive team focus on supporting businesses within the Automotive sector – whether researching, developing, manufacturing, selling, repairing, maintaining, racing vehicles or supporting the sector in other ways.

Supporting you through the wider challenges your business faces

Our network of ecosystem partners enables us to provide a wider range of support for your business. One of these is Opus Safety, a health & safety consultancy that will work shoulder to shoulder with you to provide health and safety solutions that fit your business.


Not only are we a Chartered Insurance Broker, but our automotive team are also Institute of the Motor Industry (IMI) accredited. 

Automotive Business Insurance

Why do you need specialist automotive insurance?

The automotive sector is evolving at a rapid rate, what with Covid-19, Brexit, changing buying/vehicle ownership behaviours and emerging technology shaping its future.

All of these present unique challenges to the automotive sector – whether it is:

  • providing distance-selling services to promote online sales
  • creating your own vehicle subscription service/mobility scheme for customers seeking a flexible alternative to traditional vehicle ownership
  • upskilling/re-skilling your technicians to service and maintain electric vehicles safely
  • upgrading your tools, plant & machinery to provide your technicians with an environment to service and maintain electric vehicles safely
  •  ‘stockpiling’ (or manufacturing more) parts, thereby reducing delivery waiting times after Brexit, to repair vehicles more quickly without delays

We recognise these issues are all in addition to the general day-to-day challenges faced in running your business.

Our Ecosystem

Institute of the Motor Industry
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Automotive Compliance

Institute of the Motor Industry
RMI Logo
lawgistics logo
Automotive Compliance

Who we support within the automotive industry


Automotive aftermarket

for all businesses involved with vehicles post sale: mechanical repair & service centres, MOT testing station, accident repairs centres, tyre & exhaust fitment centres, etc.

Dealers (New & used sales)

from independent sales centres to multi-franchised main dealerships of cars, vans, commercial vehicles and motorcycles.

Research & development centres

for all businesses researching, developing & testing new technology – form electric drivetrains & batteries, to hydrogen fuel cells, to autonomous driving capabilities


for OEM and independent manufacturers of vehicles, engines, component parts, etc.


from enthusiasts looking for track day cover, to race teams and event organisers.

Usual types of cover for the automotive industry

As no two businesses are the same, we’ll work with you to design a tailored insurance and risk protection programme. We invest the time to understand your operation and your ambitions for the business which assists us in filling any risk gaps that others may not identify.

A primary policy covering your business’ fixtures, fittings, plant & machinery, stock, business interruption, liability (both public and employer’s) and vehicles (own & customers) whilst at the property or whilst driven on the roads, in connection with the business.

To cover losses to your business from fire, theft, storm, etc. of any of your company assets – including plant, machinery, tools, diagnostic equipment, electronic business machines, contents, etc.

It also covers your business against the financial impact a disruption to your business, following one of these material damage losses.

A policy that provides you with the necessary statutory LOLER & PUWER inspections of all your plant & machinery, so that you remain complaint with the HSE’s requirements. The option to insure against ‘sudden unforeseen damage’ should any of the plant & machinery fail.

Cyber-attacks occur in many different forms, from data breaches to human error. They cause major disruption to your life and your business, including operational downtime, financial loss, reputational damage, regulatory investigations and legal action.

Directors and officers are bound by complex legislation in the UK and allegations of wrongful acts from interested parties like shareholders, investors and regulators are on the rise.

Taking out directors’ and officers’ liability insurance means you can help mitigate the risks faced by you or your senior employees. The policy can provide legal advice, and cover defence costs as well as any compensation costs that arise from an unsuccessful defence.

electric car being charged

Meet the automotive team

Neil Follett

Automotive Partner

Nadina Jackson

Client Executive
Neil Follett Headshot

Neil Follett

Automotive Partner
Nadina Jackson Headshot

Nadina Jackson

Client Executive