We partner with a broad range of media and digital businesses providing specialist insurance advice and insight at every stage of their business growth.
We support your entrepreneurial endeavours with the right insurance advice, risk management solutions and reward and wellbeing programmes for your people, a bespoke response that’s tailored to your needs.
Why do you need specialist media and digital insurance?
There are many complex risks, both tangible and intangible, associated with working in the media and digital sectors. From production and gaming, to film, fintech, and advertising, keeping up-to-date with the moving targets of emerging risk, regulation, legislation and compliance is crucial to managing threats to your business.
In the media and digital sector content is a key driver of business growth – but it also creates a risk exposure. Media liability risk has grown exponentially in recent years, driven by advances in digital technologies and globalisation. In an increasingly complex and interdependent world, where everyone can be a publisher, it’s vital to get the right insurance advice.
Our specialist media and digital team can help you protect your business with smart, flexible, high-performance insurance – with a friendly human UI and international capability. We understand the risks and pressures you face, and we speak your language. Our specialist policies can help streamline costs, and we’ll help you stay ahead of the game in managing risk. Our insight will help you make good decisions for your organisation and equip you with the safety net you need without worrying about the impact of evolving laws and regulation.
Who needs this type of cover?
Bloggers and influencers
Publishers and web publishers
Film and TV production
Fashiontech and design
Marketing and PR
Games and software developers
These guys are the only insurance people I will tolerate speaking to these days, as they are actual humans (with both a brain and a heart!) and offer very good packages too – they answer calls and emails promptly and when I had an issue recently with my bank were very helpful to get it fixed.
Thanks very much for your excellent service. You seem to be alone in the whole insurance world in understanding our business and its needs.
We always come away thinking how lucky we are to have found this company and the people we deal with there – bet there’s not many that can say that about their insurance broker!
We’re here to help you ask the right questions, so that together, we can work on the best outcomes for you, your business and your people.
With the rise of video content, Film Errors & Omissions Insurance is critical.
The definition of ‘property’ in media and digital production varies widely – from digital assets to hired-in equipment. As part of your wider business insurance, we’ll guide you on how much to insure for so that you avoid the trap of under-insurance, which could cost you dearly. Property and equipment insurance can cover:
- Any equipment you list – just talk to us about your needs
- All risks (including accidental damage)
- No upper limits – you can insure for as much as you like
- Fraudulent hire cover – if you lend out your kit
Please note: Equipment is insured as part of a wider business insurance package, and not on a standalone basis.
Talk to us about protecting your digital assets. If you have an online presence and are using social media, then you’re vulnerable to cyber crime. It’s important to work with an insurance broker who really understands the media and technology businesses and can support you with expert advice and specialist cyber risk insurance.
We can help with Cast and Crew Insurance.
Intellectual property is arguably your most important asset so it makes good commercial sense to insure it against infringement. Intellectual property insurance can help you:
- Defend yourself against allegations of IP infringement
- Enforce your own Intellectual Property rights
- Meet the costs of indemnifying a third party (e.g. customer or distribution partner) where you have a contractual responsibility to indemnify them against IP breach
Professional Indemnity Insurance can give real peace of mind.
Employment tribunals are expensive and on the increase, particularly since the abolition of tribunal fees. Employment practice liability insurance (EPL) can help with both the costs of defending an action and of compensation. It can help protect against:
- Wrongful/unfair dismissal
- Harassment & discrimination
- Negligent evaluation
- Whistle-blower retaliation
- Wrongful deprivation of career opportunity
- Breach of an oral or written employment contract
Legal fees, compensation awards or an unexpected tax enquiry can all undermine the financial stability of your organisation. If you receive an HMRC court summons, a client or supplier refuses to pay you or an employee sues you, you’ll want to protect your bottom-line. Legal expenses insurance cover can include:
- Your legal fees
- Compensation awards
- Tax disputes
- Contract disputes
- Employment Tribunals
- Other legal matters brought against your organisation