What if my film or video content breaches copyright or triggers a lawsuit?

With the rise of video content, Film Errors & Omissions Insurance is critical.

What if my property or equipment gets damaged?

The definition of ‘property’ in media and digital production varies widely – from digital assets to hired-in equipment. As part of your wider business insurance, we’ll guide you on how much to insure for so that you avoid the trap of under-insurance, which could cost you dearly. Property and equipment insurance can cover: Any equipment you list – just talk to us about your needs All risks (including accidental damage) No upper limits – you can insure for as much as you like Fraudulent hire cover – if you lend out your kit Please note: Equipment is insured as part of a wider business insurance package, and not on a standalone basis.

What if I lose creative work through a hack/virus attack?

Talk to us about protecting your digital assets. If you have an online presence and are using social media, then you’re vulnerable to cyber crime. It’s important to work with an insurance broker who really understands the media and technology businesses and can support you with expert advice and specialist cyber risk insurance.

What if a key actor in my production cancels?

We can help with Cast and Crew Insurance.

How do I protect my intellectual property?

Intellectual property is arguably your most important asset so it makes good commercial sense to insure it against infringement. Intellectual property insurance can help you: Defend yourself against allegations of IP infringement Enforce your own Intellectual Property rights Meet the costs of indemnifying a third party (e.g. customer or distribution partner) where you have a contractual responsibility to indemnify them against IP breach

What if my client disputes the quality of my work?

Professional Indemnity Insurance can give real peace of mind.

What is employment practices liability and do I need it?

Employment tribunals are expensive and on the increase, particularly since the abolition of tribunal fees. Employment practice liability insurance (EPL) can help with both the costs of defending an action and of compensation. It can help protect against: Wrongful/unfair dismissal Harassment & discrimination Negligent evaluation Whistle-blower retaliation Wrongful deprivation of career opportunity Breach of an oral or written employment contract

Do I need legal expenses insurance?

Legal fees, compensation awards or an unexpected tax enquiry can all undermine the financial stability of your organisation. If you receive an HMRC court summons, a client or supplier refuses to pay you or an employee sues you, you’ll want to protect your bottom-line. Legal expenses insurance cover can include: Your legal fees Compensation awards Tax disputes Contract disputes Employment Tribunals Other legal matters brought against your organisation

Media & Digital Insurance

Expertise
Insights
Resources & FAQs

connect to a specialist

We partner with a broad range of media and digital businesses providing specialist insurance advice and insight at every stage of their business growth. We support your entrepreneurial endeavours with the right insurance advice, risk management solutions and reward and wellbeing programmes for your people, a bespoke response that’s tailored to your needs.

Who we support

Membership organisations
Publishing
Film and TV
Film Errors & Omissions

Why us?

Our clients are telling us

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We're specialists...

Through our collective experience, we’ve observed many of the best and worst practices in the insurance advisory market. We’re here to challenge the status quo and aim to establish a new level of service. We’re combining the best traditions of technical advice and client centricity, with modern thinking and smart use of systems and technology to enhance the client experience and create a dynamic workplace for our team.

Challenges in your industry

There are many complex risks, both tangible and intangible, associated with working in the media and digital sectors. From production and gaming, to film, fintech, and advertising, keeping up-to-date with the moving targets of emerging risk, regulation, legislation and compliance is crucial to managing threats to your business.

How we support

In the media and digital sector content is a key driver of business growth – but it also creates a risk exposure. Media liability risk has grown exponentially in recent years, driven by advances in digital technologies and globalisation. In an increasingly complex and interdependent world, where everyone can be a publisher, it’s vital to get the right insurance advice.

Your business performs

Our specialist media and digital team can help you protect your business with smart, flexible, high-performance insurance – with a friendly human UI and international capability. We understand the risks and pressures you face, and we speak your language. Our specialist policies can help streamline costs, and we’ll help you stay ahead of the game in managing risk. Our insight will help you make good decisions for your organisation and equip you with the safety net you need without worrying about the impact of evolving laws and regulation.