Liability for the safety of audiences, staff and volunteers often keeps arts managers awake at night
Our entertainment insurance clients regularly adapt their working practices around new challenges, and the advent of streaming live performances has presented a range of new risks
Cancellation of key performers
Agile responses to unexpected events are now part of the modus operandi in entertainment
Why do you need specialist entertainment insurance?
In the arts and entertainment industry, time is often of the essence – the show must go on! There are very specific risks to be covered, particularly in live music insurance: from mass gatherings to the dependence on individual performers being in the right place at the right time with the right equipment. And your online risks can be global.
Contract definitions in entertainment insurance can vary widely: ‘property’ may range from digital assets and hired-in equipment to props, sets, wardrobe, merchandise on tour and sheet music. We understand the risks and pressures you face – and we speak your language.
When it comes to entertainment and performing arts insurance, one size does not fit all. Our exclusive Arts Portfolio policy is designed to provide comprehensive cover bespoke for your arts organisation, streamlining the “red tape” costs by placing many risks under a single contract.
We can help with cancellation insurance too – protecting income that depends on the event going ahead; or just covering specific costs such as venue hire, artist accommodation, travel and marketing.
Our advice-led approach means building a strategic relationship, getting under the skin of your arts organisation to understand past, present and future risks. We look beyond operational risk to people risk, cyber and stakeholder risk to identify your insurance requirements. With bespoke insurance cover in place, we’ll stay in touch year-round to support with risk management and proactively ensure your cover remains fit for purpose.
Usual types of cover
Our Arts Portfolio policy is designed specifically for insuring arts organisations and entertainment businesses, streamlining multiple covers under a single contract:
for audiences, food/drink and merchandise
for staff, volunteers and freelancers
computers, instruments, hired-in equipment, marquees, AV equipment, merchandise
protecting income streams
box office receipts, fees, subsistence expenses
for employment and contract disputes, health & safety issues
protects against allegations of negligence, breach of duty or mismanagement