What if equipment gets damaged during a rehearsal?

Sometimes claims are not just about financial settlement, they’re about finding solutions fast. The definition of ‘property’ in the arts and entertainment business varies widely – from digital assets to hired-in equipment to props, set, wardrobe, merchandise on tour and sheet music. We’ll guide you on how much to insure for so that you avoid the trap of under-insurance, which could cost you dearly.

What if my venue is flooded and the wardrobe I hired gets ruined?

Talk to us about extending your cover for hired-in wardrobe and equipment.

What if a musician loses their instrument on tour?

Our specialist Entertainment team will work with you on both short-term fixes and long-term problem-solving. We know it’s sometimes not as straightforward as “replacement”.

What is cancellation insurance?

Cancellation cover replaces lost revenue and reimburses expenditure incurred from an event which is necessarily and unavoidably postponed, abandoned, cancelled, curtailed or relocated in circumstances beyond your control.

What is employment practices liability and do I need it?

Employment tribunals are expensive and on the increase, particularly since the abolition of tribunal fees. Employment practices liability insurance (EPL) can help with both the costs of defending an action and of compensation. It can help protect against: Wrongful/unfair dismissal Harassment & discrimination Negligent evaluation Whistle-blower retaliation Wrongful deprivation of career opportunity Breach of an oral or written employment contract

Do I need legal expenses insurance?

Legal fees, compensation awards or an unexpected tax enquiry can all undermine the financial stability of your organisation. If you receive an HMRC court summons, a client or supplier refuses to pay you or an employee sues you, you’ll want to protect your bottom-line. Legal expenses insurance cover can include: Your legal fees Compensation awards Tax disputes Contract disputes Employment tribunals Other legal matters brought against your organisation

How can I take care of my team in these unpredictable times?

We can help with a range of employee engagement strategies to identify what’s needed – starting with a survey of your team

Entertainment Insurance

Expertise
Insights
FAQs

connect to a specialist

Partners& provides performing arts and entertainment insurance advice to clients across the UK. The right advice can make a genuine difference to insurance outcomes. From

Who we support

Orchestras
Venues
Theatres
Festivals
Live music events

Why us?

Our clients are telling us

Entertainment Brochure
Why do festivals need insurance?
If you use volunteers, you have a duty to protect them

We're specialists...

Through our collective experience, we’ve observed many of the best and worst practices in the insurance advisory market. We’re here to challenge the status quo and aim to establish a new level of service. We’re combining the best traditions of technical advice and client centricity, with modern thinking and smart use of systems and technology to enhance the client experience and create a dynamic workplace for our team.

Challenges in your industry

Challenges may come from safety of audiences, staff and volunteers, regular adaptation of working practices.

How we support

From orchestras, venues and theatres to festivals and live music insurance, our specialist entertainment team can help you build resilience with risk management and a smart, flexible, high-performance insurance programme.

Your business performs

When it comes to entertainment and performing arts insurance, one size does not fit all. Our exclusive Arts Portfolio policy is designed to provide comprehensive cover bespoke for your arts organisation, streamlining the “red tape” costs by placing many risks under a single contract.

Why do you need specialist entertainment insurance?

In the arts and entertainment industry, time is often of the essence – the show must go on! There are very specific risks to be covered, particularly in live music insurance: from mass gatherings to the dependence on individual performers being in the right place at the right time with the right equipment. And your online risks can be global.

Contract definitions in entertainment insurance can vary widely: ‘property’ may range from digital assets and hired-in equipment to props, sets, wardrobe, merchandise on tour and sheet music. We understand the risks and pressures you face – and we speak your language.

We can help with cancellation insurance too – protecting income that depends on the event going ahead; or just covering specific costs such as venue hire, artist accommodation, travel and marketing.

Our advice-led approach means building a strategic relationship, getting under the skin of your arts organisation to understand past, present and future risks. We look beyond operational risk to people risk, cyber and stakeholder risk to identify your insurance requirements. With bespoke insurance cover in place, we’ll stay in touch year-round to support with risk management and proactively ensure your cover remains fit for purpose.

Usual types of cover

Our Arts Portfolio policy is designed specifically for insuring arts organisations and entertainment businesses, streamlining multiple covers under a single contract: