Group Life Insurance is one of the most important insurance products you can provide for your people. It offers cover to help an employee’s family cope financially and emotionally following an untimely death. Our knowledge of the corporate life insurance market enables us to recommend the right product for you and your people.
Who we support
HR professionals
Business owners
Business partners
Employee relations managers
We're specialists...
Through our collective experience, we’ve observed many of the best and worst practices in the insurance advisory market. We’re here to challenge the status quo and aim to establish a new level of service. We’re combining the best traditions of technical advice and client centricity, with modern thinking and smart use of systems and technology to enhance the client experience and create a dynamic workplace for our team.
Challenges in your industry
70% of the UK population have no life insurance​
Group Life Assurance is considered an essential employee benefit, providing valuable financial peace of mind, knowing loved ones will be provided for in the event of their death, at what will undoubtedly be a very difficult time. It also demonstrates that an employer cares for the welfare of its workforce and their dependants.
How we support
By enacting a Group life policy for your employees, you:​​
- Provide cover for an employee’s spouse or partner.​
- Provide essential cover in the most serious circumstances. ​
- Demonstrate a culture that prioritises health and wellbeing.
Your business performs
Group life insurance is a vital component of employee benefits packages, providing significant advantages to both employers and employees. It enhances recruitment and retention efforts, provides financial security to employees’ families, offers tax benefits, and contributes to overall employee satisfaction and productivity. By investing in group life insurance, businesses can foster a more loyal, motivated, and secure workforce, ultimately benefiting the organisation’s long-term success.
Our Ecosystem
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Why do you need Group Life Insurance?
As part of a suite of benefits, Group Life Insurance helps your people to put plans in place for that day when they may no longer be around. In our experience, it is one of the most valued benefits and very simple to implement. Group life assurance is a valuable employee benefit as it helps provide financial security for the families of employees in case of their untimely death. The coverage amount is often a multiple of the employee’s salary, and it can be an essential component of a comprehensive benefits package.
Do you have a group life policy? Do you know what it covers?
When it comes to protecting your employees and their loved ones, group life insurance is a valuable benefit that offers peace of mind and financial security. However, many businesses / employees may not fully understand what their group life policy covers. With access to comprehensive wellbeing and occupational health services that are designed to support you in your everyday life, group life provides resources and assistance that go beyond traditional coverage. From mental health support to workplace wellness programs, these benefits are here to help you and your people thrive, both personally and professionally.
Group life insurance for business...
…provides peace of mind and supports financial wellbeing by providing money to your employees’ families in the event of their death.
Group life insurance: beyond the basic coverage
As an employer, you’ll want to do what you can to ensure your employees have the resilience to perform to the best of their abilities. With a comprehensive group life policy, you can ensure your employees have access to the help they need, exactly when they need it.
Our group life insurance packages provide:
- 24/7 Virtual GP and Mental Health Support: Immediate access to virtual general practitioners, second medical opinions, and mental health specialists through Employee Assistance Programs (EAP).
The benefits
Benefits to the employer
- Enhances your ability to retain and attract the best talent with a competitive benefits package
- Demonstrates a genuine care for the welfare of your people
- Reassures your people that their efforts in the workplace really count
Benefits to the employee
- Provides peace of mind and reassurance for your people and their loved ones
- Premiums paid on an employee’s behalf are not treated as a benefit in kind, so are not subject to income tax
- Any lump sum payable to beneficiaries is not subject to Inheritance Tax
- Provides an employee’s family with financial support and help should the worst happen
