Group Income Protection provides a regular replacement income, helping to ease financial concerns during a difficult time. Our advice is based on the knowledge we have of your business today and understanding your requirements for tomorrow and the future. It’s bespoke, so can be tailored specifically for your needs. There are many providers in this market; we only work with experienced insurers who specialise in the provision of group risk benefits to obtain the best value for you and your people.

Why do you need Group Income Protection (GIP)?

Group income protection is a benefit that can help employers manage sickness and the associated costs. Rehabilitation support can help your people get back to health and back to work – reducing the length of absence and the impact on your company.

The benefit is normally calculated based on an employee’s earnings with options available to meet your specific needs and budget and the needs of your people.

Benefits to the employer

  • Enhances your benefits package to attract and retain top talent
  • Demonstrates a genuine care for staff welfare
  • Reassures your people that their efforts in the workplace really count
  • Helps you support your people during long-term absence by providing a level of income and continuing to maintain pension contributions.
  • Manages the cost of absence through earlier intervention and helping your people back to work quickly
  • Can be used on its own or combined with other benefits for a more complete solution

Benefits to the employee

  • Provides peace of mind and reassurance for your people and their loved ones
  • Your people retain a level of income if they are unable to work because of long-term illness or injury, providing a level of financial security for themselves and their dependants
  • Those receiving this benefit continue uninterrupted employment by remaining on the payroll and continuing to be entitled to certain benefits such as company pension schemes

Quick Contact

Dan Cockram,
CERT CII (Health & Protection)

Employee Benefits Director

Email Dan

Quick Contact

Steve Hope

Employee Benefits Director

Email Steve

Caroline from the Wellbeing, Health and Protection team has been an essential contact for my business. She reviewed my existing cover with a fine-tooth comb and made sure that I was uber-protected for any eventuality. I know that this task was not easy for her as there were many bumps in the road, but she made it easy for me so I could keep run my business with peace of mind, knowing that she was doing a huge amount of hard work in the background. I would not hesitate to recommend Caroline and all the Partners& team. 


Business Protection client


We’ve been very impressed by your hands-on approach and your pro-activity!


S Criterion

Private Client


Being recognised as Broker of the Year (2023) is a ringing endorsement of our distinctive approach and the quality of the team who have connected with our mission to deliver amazing advice and service for clients on a day-by-day basis. We’re looking forward to building on this recognition, to continue to set new standards of client care, and create the best advisory business in the UK.


Phil Barton

Partners&, CEO


We are on a mission to create the next generation insurance advisory business. A key requirement for us to reach that goal is to push the boundaries of how we partner with our clients. The ability and desire to drive this change in our industry, for the benefit of clients, is what I love about our business.


Ramzan Ghafoor


“One stop shop for all insurance… very helpful when we had to make a claim.”


Jo T

Arts Client


We’re here to help you ask the right questions about group income protection, so that together, we can work on the best outcomes for you, your business and your people.

Group income protection helps ensure your people maintain a salary and overcome any hardship due to loss of income in the event they are unable to work. It enables you to bring in the skills to perform the role or service while your colleague is recuperating at a neutral cost to your business.

A valued feature on some group income protection policies is recovery and rehabilitation, which involves a professional assessment of the reasons for the illness or condition to help establish a reasonable recovery period and steps to put in place a phased return to work. It enables an employer to plan ahead and keep the business going.

Contact our team to discuss your needs.

We’d love to hear from you – give us a call or request a call back to discuss your business or personal insurance needs.