Bespoke Insurance Solutions For OBN Members

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Does your insurance adviser really ‘get’ what you do you? If you operate in the healthcare, life sciences, biotech, R&D, medical device, pharma, or technology sectors, the insurance advice you need is far from standard – It is specialist and requires expert advice. As a member of OBN, our specialist life science and technology team is here to help you.

Specialist insurance & risk management advice for OBN members

Clinical Trials

If your company is involved in medical research programmes, clinical trials insurance will be vital – and a necessity. It’s designed to provide protection for your participants as well as your business should something go wrong.

Attracting & retaining a qualified team

In today’s challenging climate, attracting and retaining talent is proving harder than ever – particularly in specialist and niche sectors such as pharma and biotech industries. Creating an environment that optimises the wellbeing and engagement of your team can help maximise performance and protect your greatest asset – your people.

Key Person cover

The brains behind the science can be your most valuable asset – and one that your business needs to protect. Investors will usually insist on key person cover being in place for the key individuals before committing vital funding.

Scientist detailing the chemical bonds of a molecule

Why do you need specialist insurance?

From IP to IPO, Partners& can help you protect your business.

We’re able to deliver smart, flexible, high-performance insurance and risk management solutions – with a friendly human approach. From start-ups and spin-outs to companies with global operations, we can tailor a bespoke package to meet the challenges your business faces.

With offices across the UK, we are well placed to meet your needs wherever you are located, from spin-outs and start-ups to companies with global operations.

Our wealth of experience and focus on risk management advice has earned Partners& a reputation as one of the leading science and technology insurance brokers in the United Kingdom.

Our eco-system


Start-ups & spin-outs

Operating a start-up business in the life science, technology, pharmaceutical, healthcare or medical devices industry is challenging. These are specialist industries with unique challenges. Having the right insurance cover in place so that early-stage research can take place is crucial.

Biotech and bioscience companies

The UK leads the way in biotechnology. Delivering ground-breaking treatments, therapies and diagnostics to improve the lives of patients, the bioscience world is vital for all of us. Our specialist life science insurance team understand the challenges you face.

Research & Development (R&D)

The R&D sector is the key to breakthroughs in drug discovery, pharmaceuticals and medical devices. Bringing ideas to life and launching a new discovery to the commercial world needs support throughout this journey. We can help with specialist insurance and risk management support right from the start.

Medical devices, medtech & healthtech

Companies that develop, manufacture and distribute equipment, devices, technologies and health information systems are transforming health care. From prosthetics to drug delivery systems and healthcare technology, the challenges and risks faced in this sector are complex. We speak your language.

Usual types of cover

Insurance risks facing the life science and technology sector or wide-reaching and unique. From requirements from investors to secure funding, vital clinical trials, the rapid Covid-fuelled digitisation of healthcare and the “war for talent”, insurance is just a part of managing risk in the life science sector.

We offer OBN members a no-cost, no-obligation review of your current risk management and insurance programme.

Providing cover for your business contents, laboratory equipment, computers and work in progress.

Protection for loss of research expenditure or increased costs of working following loss or damage to your business assets.

Employers Liability is a statutory requirement and covers both your legal defence costs and legal liability to pay compensation to employees injured at work. Public Liability covers both your legal defence costs and your legal liability to pay compensation to third parties for bodily injury or damage to their property.

For companies involved in medical research, medical devices or drug discovery, clinical trials insurance is an essential part of your risk management package


Clinical trials liability insurance covers bodily injury (subject to policy terms/conditions) to a research subject due to their participation in a clinical trial.

Directors, company officers and senior managers can be held personally liable for the actions and decisions they make on behalf of the company. D&O can provide cover for legal advice and cover defence costs as well as any compensation costs that arise from an unsuccessful defence.

Intellectual property is an intangible business asset that often helps set companies apart from their competitors. Unfortunately, few businesses know precisely what their IP is worth, or how to protect it.  IP insurance provides cover for claims alleging infringement of IP rights, including patents, trademarks, copyright and trade secrets.

Key Person insurance protects against the loss of profits that could result from the critical illness or death of a key individual (often a director or the brains behind the business), by paying out a cash sum so that the business can continue to operate.

Micro test tubes in rack

Meet the team

Hanna Beaumont

Client Partner, Science & Technology

Paul Monaco

Client Director

Bernice Morris

Client Executive
Elaine lamb

Elaine Lamb

Client Director

Leighton Churchill

Client Executive

Hanna Beaumont

Client Partner, Science & Technology
Hanna is an expert in commercial insurance for science and technology firms and is a fellow of the Institute of Risk Management. She has worked with a huge range of inspiring businesses to support their growth and development, from helping ground-breaking start-ups to advising long-standing clients as they expand internationally and encounter new risks.

Paul Monaco

Client Director
Paul specialises in the advice and arrangement of specialist business insurance and risk management to the life science, medical device, scientific research and technology sectors from new business start-ups through to PLCs. He has helped many clients in providing expert advice, achieving costs saving wherever without needing to compromise on their cover and often highlighting gaps in existing cover arrangements where cover has been arranged elsewhere.

Bernice Morris

Client Executive
With 30 years’ experience in insurance, Bernice works with science and tech businesses, developing tailored insurance solutions for start-ups seeking investment to large corporates requiring a global solution. Her clients love her professional approach and quick problem-solving.

Elaine Lamb

Client Director
Elaine Lamb specialises in arranging seamless insurance portfolios for transatlantic life science and health tech businesses.

Leighton Churchill

Client Executive
Leighton is all about putting people first. He loves talking to clients around the topic of health and wellbeing, providing information, help and guidance to organisations looking to implement and manage an effective wellbeing strategy. Employee benefit solutions have changed considerably over the years and Leighton is on hand to help clients review and improve their packages to attract and retain talent.